小微企業

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小微企業

大家好，歡迎來到碰詞兒現場！咱們今天要談論“小微企業”。

在今年的政府工作報告中，李克強總理指出當下民營和小微企業融資難融資貴問題尚未有效緩解，營商環境與市場主體期待還有差距。李克強總理強調要加大對中小銀行定向降準力度，釋放的資金全部用於民營和小微企業貸款。支援大型商業銀行多渠道補充資本，增強信貸投放能力，鼓勵增加製造業中長期貸款和信用貸款。今年國有大型商業銀行小微企業貸款要增長30%以上。清理規範銀行及仲介服務收費。完善金融機構內部考核機制，激勵加強普惠金融服務，切實使中小微企業融資緊張狀況有明顯改善，綜合融資成本必須有明顯降低。

Small and micro businesses

Hi! Welcome to “About China”!

In today’s program, we will talk about “small and micro businesses”.

According to the 2019 Report on the Work of the Government, Premier Li Keqiang has pointed out that the difficulties that private firms and small and micro businesses face in accessing affordable financing have not yet been effectively solved in the present situation. The business environment still falls far short of market entities’ expectations. Premier Li has stressed out that more targeted cuts will be made to required reserve ratios for medium and small banks; the additional funds thus released will be lent to private enterprises and small and micro businesses. We will support large commercial banks in replenishing capital through multiple channels, strengthen their capacity to supply credit, and encourage them to increase medium- and long-term loans and credit loans to the manufacturing sector. This year, loans to be granted to small and micro businesses by large state-owned commercial banks will increase by over 30 percent. Fees charged for banking and intermediary services will be overhauled. We will improve the internal assessment mechanisms of financial institutions, encourage more inclusive financial services, achieve a marked improvement in providing financing for medium, small, and micro enterprises, and see that there are definite reductions in overall financing costs.

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