中國網浪潮資訊 今天，螞蟻金服正式對外發佈“多收多賺”計劃，包括多收多免、多收多賒、多收多得、多收多貸、多收多保等多維服務。

CNCAO NEWS Today, Ant Financial officially launches a "Collect more and make more money" plan. It includes collect more and more free, collect more and credit more, collect more and get more, collect more and loan more, collect more and safeguard more and multidimensional services.

　　螞蟻金服副總裁袁雷鳴表示，基於“多收多賺”計劃，小商家的提現免費服務將從2018年3月延至2021年3月31日。螞蟻金服將投入專項資金支援小商家推廣和應用移動支付。僅以上兩項的直接和間接投入就將達到100億元。此外，廣受歡迎的“多收多貸”服務，將在未來三年累計為線下小商家提供貸款超過1萬億元。

Yuan lei Ming, the vice president of Ant Financial, said the free service will be extended from March 2018 to March 31, 2021, based on the "Collect more and make more money" plan. Ant Financial will invest special funds to support small businesses to promote and apply mobile payment. The direct and indirect inputs of the above two items will reach 10 billion yuan. In addition, the popular "collect more and loan more" service will provide more than 1 trillion yuan of loans to offline businesses over the next three years.

　　小飯館、小賣部、菜市場攤主、批發市場老闆、煎餅攤……這些微小的商家是“多收多賺”計劃的服務對象，也是此前金融和各類精準行銷服務很難觸達的人群。

Small restaurants, small sales, market stalls, wholesale market owners, pancake stalls... These tiny businesses are a “Collect more and make more money" service, and a group that has struggled to reach the financial and precise marketing services.

　　以一個小賣部的店主為例，通過支付寶收錢碼的“商家服務”平臺，可通過阿裏1688來精選貨源，賒帳進貨，30天后再付款，收款越多，賒賬額度越高，多收多賒；平時需要靈活調動的臨時資金，可以“存”在餘利寶，多收多得，累計已經為小商家創利超過10億元；基於收款等情況，小商家也有機會獲得網商銀行提供的信用貸款，多收多貸，需要週轉資金時，可以一鍵申請，貸款累計已經超過160億元；後續還將上線多收多保服務，收的越多，保障額度越高，讓商家經營沒有後顧之憂。此外，小商家還可以享受經營分析、資金分析、商家帳單等服務。

Take a small shop owner as an example, through Alipay, the "merchant service" platform, can select the source of goods from Alibaba 1688, and buy the goods on credit and pay 30 days later, collect money more, credit line is higher, collect more and credit more. The temporary funds that need to be mobilized flexibly, can "save" in Yu Libao, collect more and get more. Cumulatively, it has generated more than 1 billion yuan for small businesses. Based on the collection, small businesses also have access to the credit loans provided by the bank, collect more and loan more, in need of working capital, can apply for a single key, the loan cumulative has exceeded 16 billion yuan. In the future, collect more and safeguard more will be collected, and the more the revenue will be, the higher the guarantee will be, so that businesses will not have any worries. In addition, small businesses can also enjoy business analysis, capital analysis, business billing and other services.

　　23歲的馬大吾代，是一家麵館的老闆，準備開新店的時候，手裏沒什麼存款，店面裝修的資金成了他的難題。通過支付寶收錢碼“多收多貸”，獲得了網商銀行的貸款，度過了店面裝修的難關。幾個月的時間裏，馬大吾代的貸款額度從1.2萬提升到了3.8萬，累計貸款達到13萬元，還和親戚一起貸款開起了分店。

Ma Dawudai, 23, a noodle shop owner, was ready to open a new store with no money in his hand and the money for the store decoration became his problem. Through the payment of Alipay, "collect more and loan more", obtained the loan of the bank, through the store decoration. Over the course of a few months, Ma Dawudai's loan quota increased from 12,000 to 38,000, with a cumulative loan of 130,000 yuan and also opened branches with relatives.

　　50歲的方為文，從2002年開始經營一家位於小區門口的理髮店。在老方的顧客看來，他們店手藝紮實，理髮價格穩定，不忽悠辦卡。方為文很早就開始使用各種電子化的“小助手”。今年2月，他最早一批申請使用了收錢碼，熟練使用餘利寶來提高收益，多收多得，收益已經超過6000多。

Fang Weiwen, 50, has been running a barbershop in front of the cell since 2002. In his customers' eyes, they have a solid business, a steady haircut and not cheat the customer to get the card. Fang Weiwen has been using various electronic "little helpers" for a long time. In February, he first applied for a cash charge and skilled use Yu Libao to improve earnings. Collect more and get more, his gains have been more than 6,000.

　　袁雷鳴表示，以收錢碼為依託，這一小商家的多維金融服務體系背後也是一個開放平臺，小商家需要的理財、保險、貸款等服務都是由各類金融機構去支援。這也將為金融機構開闢新的普惠金融市場。

According to Yuan Leiming, rely on the money code, the multi-dimensional financial service system of this small business is also an open platform. Small businesses need financial services, insurance, loans and other services that are supported by various financial institutions. It will also open up new financial markets for financial institutions.

　　“我們希望和合作夥伴一起，從每一筆收款開始，讓小商家平等的享受多維服務，讓商家經營從更勤奮、更用心發展到更智慧的階段，多收多賺。”袁雷鳴表示。

"We want to work with our partners, starting with each collection to let small businesses enjoy multi-dimensional services equally, let merchants operate from a more diligent, more mindful development to a more intelligent stage, collect more and make more money.” Yuan Leiming said.

　　（作者 張淵 李斌 報道翻譯：耿凱寧）

來源： 中國網    | 作者：張淵 李斌 報道翻譯：耿凱寧    | 責編：胡金    審核：張淵

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